In the United States, there are certain government loans you can avail to make improvement in your dwelling. The institutions of government responsible for these loans include: the U.S. Department of Housing and Urban Department(HUD), the Federal Housing Administration(FHA), the United States Department of Agriculture(USDA)/ Rural Development ,etc.
There are also other Federal, States and local institutions that can help provide you with quick loan for home improvements. You can begin your search for home improvement from the website of the US Department of Housing and Urban Development (HUD).
A list of government loans for home improvement loans
Depending on the usage of a particular loan and the institutions, the following is list of some of the loans from government agencies in the United States that eligible candidates can avail:
- Rural Housing Guaranteed Loan
- Rural Housing Direct Loan
- Rural Repair and Rehabilitation Loan and Grant
- Mutual Self-Help Loans
- FHA Home Improvement Loan – FHA Title 1
- HUD – Home Improvements Assistance
- HUD – Senior Citizen Assistance Programs
- HUD – First-time Homeowners Assistance, etc.
There are other types of government loans for home improvements you can avail. To get approval of any of these easily, you will need to ensure you meet the eligibility requirements.
So, visit the website of any of the government sources or loan provider to see the requirements. You have better chance to access flexible home improvement loans if you choose government sources.